Experian is the trickiest to deal with, because the credit bureau was the last to add the ability to create an account. This step-by-step guide of how to unfreeze your credit at Experian aims to cover the many details that may slow down a freeze request.
1. Login to your Account
Follow this link to login to your Experian account: https://www.experian.com/help/login.html
On the left side of the page, there is a big “Sign into your account” button. Click it to continue, then fill in your username and password. You may also need to perform an extra 2-factor verification step to login by getting a code from Experian.
2. Skip Upsell Page
Experian has many consumer products that they want you to pay for. You do not need to pay Experian anything to freeze and unfreeze your credit. Skip this page by clicking the blue “no, keep my current membership” button to continue.
3. Manage your Security Freeze
Now in your account dashboard, there is a “Protection” section in the bottom right hand side of the page. Under that section, you will find a security freeze component showing your credit file status as currently frozen. Click on the “Manage” link to continue.
4. Unfreeze your Credit File
Now you’re finally on the page where you can remove a security freeze. Click on the ‘Frozen’ toggle button to remove your security freeze at Experian and unfreeze your credit file.
That’s it! You just unfroze your credit at Experian!
Shortly after the toggle animates and changes to “Unfrozen,” you will see a confirmation dialog box in the bottom right of your screen. If you don’t see a confirmation and are unsure that you frozen your credit, try refreshing the page. You will also receive a confirmation email from Experian.
What to do with Unfrozen Credit
Use it! Unfrozen credit means you are free to apply for new credit cards, get approved for a mortgage, or apply for other credit products. If you found Snowcap.Me helpful or want to support our mission, shop our latest offers by clicking the button below.
Important note: Unfreezing your credit only at Experian may cause a new credit application to fail, if your Equifax or TransUnion credit files are still frozen. If you haven’t already done so, unfreeze your credit at Equifax and TransUnion to be certain a company can check your creditworthiness.
After you use your unfrozen credit, be sure to re-freeze your files so you are once again protected against major identity theft. You can use our freeze guides to re-freeze your credit.