How to Freeze your Credit
To freeze your credit fully, you need your personal file to be “frozen” at each of the three US credit bureaus. To get you there, Snowcap.Me can help guide you through every step. Freezing your credit will not affect your existing credit cards or loans, which will continue to work the same as they do today. It will also not affect your credit score. What it does do is prevent unauthorized banks or organizations from pulling your credit report and checking your credit history without your consent.
To freeze (and unfreeze) your credit file at Experian, the company does not require an account. Instead, Experian requires you to enter your name, social security number (SSN), address history, and other personal information each time you freeze/unfreeze your credit file. Answering multiple-choice questions to verify your identity is a common extra step. Experian uses a PIN as another piece of information to verify your identity.