Unfreeze Equifax

myEquifax account holders will breeze through this step-by-step guide of how to unfreeze your credit at Equifax. Don’t have an account yet? Follow this link to create a myEquifax account at Equifax so you can freeze and unfreeze your credit easily.

1. Login to your Account

myEquifax may show an error when logging in. See our dedicated myEquifax Errors page for more information.

Equifax uses “myEquifax” as its consumer account system to control credit freezes. The myEquifax logo looks a little different than the other Equifax branding, which is expected. Equifax is a credit bureau, not a design studio. Login to your myEquifax account here: https://my.equifax.com/membercenter/.

myEquifax website login page, consumer portal to unfreeze your credit at the Equifax credit bureau

2. Manage a Freeze

After you sign into your myEquifax account, you will see your account dashboard. On the upper-right side of the page, there is a “Manage a freeze” link. Click the link to continue.

myEquifax website account screen, highlighting the "Manage a freeze" button to unfreeze your credit at Equifax

3. Two Step Flow

Clicking on the link brings you into Equifax’s two-step flow, where you need to selection some radio buttons. Choose whether to temporarily or permanently remove a freeze, accept the terms of use, and click the Next button.

Equifax website unfreeze flow step one, select options for your Equifax credit unfreeze request

4. Confirmation

That’s it! You just unfroze your credit at Equifax! No PIN was needed. The PDF on the final step page is the only confirmation document that Equifax provides, so be sure to save it if you need it. Equifax does not send a confirmation email.

Equifax website freeze flow step two, confirmation of your unfrozen credit, including PDF documentation to download

What to do with Unfrozen Credit

Use it! Unfrozen credit means you are free to apply for new credit cards, get approved for a mortgage, or apply for other credit products. If you found Snowcap.Me helpful or want to support our mission, shop our latest offers by clicking the button below.

Important note: With your myEquifax account, how to unfreeze your credit at Equifax is pretty straightforward. However, unfreezing your credit only at Equifax may cause a new credit application to fail if your Experian or TransUnion credit files are still frozen. If you haven’t already done so, unfreeze your credit at Experian and TransUnion to be certain a company can check your creditworthiness.

After you use your unfrozen credit, be sure to re-freeze your files so you are once again protected against major identity theft. You can use our freeze guides to re-freeze your credit.

Advertiser Disclosure

The offers that appear on this site are from credit issuers from which Snowcap receives compensation. This compensation may impact how and where products appear on this site (including, for example,  the order in which they appear). It is this compensation that enables Snowcap to provide you with services like freezing and unfreezing your credit files at no cost to you. Snowcap strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

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