Freeze TransUnion

TransUnion credit freeze account holders will breeze through this step-by-step guide of how to freeze your credit at TransUnion. Don’t have an account yet? Follow this link to create the right type of TransUnion account so you can freeze and unfreeze your credit easily.

1. Login to your Account

TransUnion has a bunch of different account types. Be sure to log into the correct type, or else you will see an error page. On the bottom right of TransUnion’s credit freeze page, there is a blue “log in here” button that will prompt for credentials for the right account type. Click here for that page:

TransUnion website account types login page, highlighting the credit freeze account to freeze your credit at TransUnion

2. Add a Freeze

After signing into your account, the options are super simple. Click on the yellow “add freeze” button.

TransUnion website post-login screen, showing a button to "Add Freeze" to your credit file at TransUnion

3. Create a PIN

Next, TransUnion asks you to create a PIN number. TransUnion does not check whether you are re-using an old PIN or not. If you only ever plan to freeze and unfreeze your credit online, the PIN is actually useless to you. It is only used for unfreezing your credit by calling TransUnion’s credit freeze hotline, which is much slower that using the online method.

TransUnion website credit freeze step to create and confirm a PIN number, for using via phone or mail

4. Confirmation

That’s it! You just froze your credit at TransUnion! You should receive a confirmation email in about twenty minutes.

It’s a good idea to keep track of your PIN, even if you never have any intention of toggling your freeze by calling TransUnion.

TransUnion website credit freeze confirmation page, including showing PIN number for you to write down

Complete the Freeze

With your TransUnion account, how to freeze your credit at TransUnion is pretty straightforward. However, freezing your credit only at TransUnion will leave your credit files at the other bureaus available and vulnerable to identity theft. If you haven’t already done so, freeze your credit at Experian and Equifax to fully protect yourself.

Whenever you want to use your credit in the future, use our guides to unfreeze your credit. The best protection you can get is to temporarily lift your credit freeze when you apply for a new account.