Credit and credit cards can take you to great places, but it can be hard to make the most of yours. What if you had an industry expert design a personalized strategy with the math to back it up? Nick uses credit card points and miles to fly to destinations worldwide and stay at five-star hotels. He works with clients to craft clear, well-reasoned plans, supported by plenty of math. Every client will gain an understanding of where they are today and where a solid credit plan can take them in the future.
Ready to optimize your credit? Take the new client questionnaire!
Credit consulting is typically a two-step process. First, we have a short initial meeting to review your goals, spending habits, and current card holdings. Then Nick gets to work. When finished, we meet a second time to review your personalized recommendations and answer any questions.
Nicholas Quigley
Personal Credit Advisor
Nicholas Quigley founded Snowcap in 2020. Before that, he worked in strategy for Tesla’s credit organization in the San Francisco Bay Area. While working at Tesla, he noticed an increasing number of Tesla customers applying for vehicle loans with frozen credit. He realized a need to provide education, guidance, and consulting for the traditionally opaque credit industry. A 2018 graduate of Cornell University’s Tech MBA program in New York City, Nick focused on entrepreneurship and finance in his graduate studies. Before business school, he worked in PayPal’s Credit division in Baltimore and helped expand PayPal Credit’s US product to the UK and Germany in partnership with Apple. He holds certifications in Data Mining (SAS) and Six Sigma Black Belt (eBay).
Nick has used credit card points and miles to stay at hotels on a US cross-country trip, fly to tropical islands, and ride Amtrak up and down the Northeast corridor. Aside from travel, he enjoys cycling, water skiing, and playing classical guitar. As a credit consultant, his goal is to make every client’s plan extremely clear and approachable.
Reminder to never leave your credit unfrozen permanently, freeze your credit when not applying for new accounts to protect yourself!