Request
Freeze (online)
Unfreeze (online)
Typical Processing Times
A few seconds
A few seconds
According to FTC Law
One Business Day
One Hour
Typically it only takes a few seconds from requesting the freeze/unfreeze online until the bureau activates it. However, the Federal Trade Commission (FTC) technically allows the credit bureaus a full business day to process an online freeze request, and one hour for an online unfreeze request.