How long does it take before a freeze/Unfreeze is active?


Freeze (online)

Unfreeze (online)

Typical Processing Times

A few seconds

A few seconds

According to FTC Law

One Business Day

One Hour

Typically it only takes a few seconds from requesting the freeze/unfreeze online until the bureau activates it. However, the Federal Trade Commission (FTC) technically allows the credit bureaus a full business day to process an online freeze request, and one hour for an online unfreeze request.

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